快乐十分

2017-01-04 13:48 第1875期

熊孩子玩手机花掉27000元,如何避免?

明明没有什么大额开销,为什么信用卡账单上突然多了40多笔、总额高达27000多元的支出?一番调查后,钱女士才发现,原来是10岁的女儿在用苹果手机玩游戏时,误用绑定的信用卡消费了游戏中的app内购买项目。
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5506191[8:00-18:00]

用妈妈手机玩游戏,熊孩子花掉27000元

  据了解,钱女士女儿玩的游戏叫作“奇迹暖暖”,是从苹果应用商店中下载的一款换装养成游戏。游戏界面右上角有个粉红色钻石标志,点旁边的加号,就进入了购买钻石的页面:“60钻石,6元……7800钻石,648元。”据悉,玩家购买钻石后,可将其用于抽奖、获得特殊道具等用途,而钱女士的女儿正是通过这个页面进行了消费。
  那么,既没有银行卡,也不知道卡片密码的女儿是如何进行消费的呢?
  钱女士回忆道,大约在两个月前,自己为追一部美剧,用苹果账户绑定了招商银行信用卡,用已绑定银行卡的苹果账号购买应用中的付费项目时,只需要输入苹果账号密码即可,而无须知道银行卡的密码。女儿在玩游戏时,由于一家人共享一个苹果账号和密码,无须再输入密码,便误以为兑换钻石和下载应用的过程一样,不用花费人民币,从而造成了巨额支出。【详情】【官方回复

盘点:那些因小孩玩手机遭受的额外损失

  其实,钱女士不是第一个有这样额外损失的,很多家长都有过类似的郁闷。
  银行卡和密码都掌握在自己手中,在没有进行消费的情况下,却被莫名其妙转走8000多元,家住惠安净峰镇的康先生百思不得其解,只好报警求助。【泉州熊孩子迷恋上手游 刷走老爸8000多元买装备
  为方便女儿玩手机,在浙江义乌市经商的赵先生把她的指纹加入了自己的手机,然后就出事了——女儿乐乐(化名)3天内在某社交K歌软件“豪爽”打赏歌手16万元。【12岁女孩玩爸爸手机打赏16万元 幸有录音被追回
  福州一小学6年级男生,用母亲的手机下载了一款名为“球球大作战”的游戏;为购买游戏道具,他通过微信支付,偷刷母亲的银行卡,不到1个月时间,就花掉3万多元。【小学男生玩手游 偷刷家长3万多元买游戏道具
  银行卡一直放在家里,除了自己,没人知道密码,又怎么会凭空消费了7000多元呢?重庆市民曹女士困惑不已。于是,她到银行打印流水清单,一看,让她傻眼了,自己的工资卡从5月17日到6月6日,一共有30多次消费记录,消费金额最少6元,最大的为998元,而这些消费多数都是来源于某科技发展公司。【孩子网上支付玩游戏,家长莫名损失7000元

系统绑定免密支付方式成隐患,如何避免?

  日常生活中,经常出现孩子将家长的手机拿去玩游戏的情况,而一些系统中绑定的免密支付的方式,也就变成了隐患。对于这种情况,家长们应该怎么办呢?对于iOS系统来说,可以打开“设置”选项,而后点击“通用”,进入“访问限制”设置:启用访问限制,输入一个4位数的密码,并牢记。开启“访问限制”以后,在其栏目下方找到“App内购买项目”的选项,打开开关,就能够防止孩子因误操作购买付费项目而造成的损失。
  钱女士的案例里,没收到短信通知也是困扰钱女士的一大问题,不过其他案例的家长,很多都曾收到短信验证码,但简单把它当垃圾短信予以漠视了。这是家长们必须要高度重视的。因为,它可能是某笔网上支付的信息,一旦信息被孩子掌握,说不定银行卡就被刷了。
  如今几乎所有的手机游戏都是使用第三方支付平台的“快捷支付”方式,因为这样的快捷支付,能够满足玩家在游戏时快速消费需求,避免繁琐程序。而对于小孩使用银行卡来进行绑定是否合理的问题,该工作人员表示,这是属于消费者的个人行为,目前没有办法进行使用者的身份验证。工作人员进一步解释,办理“快捷支付”需要提供身份证号码、银行卡卡号、手机验证码等信息,建议未成年在这方面仍需要在家长的监督下操作。【尽量别用主要账户开通快捷支付】【戒除孩子手机瘾不妨试试这六招,家长引导孩子“挣时间”玩游戏
结语
当父母将自己的手机给孩子的行为,就应当意识到这个行为将产生的后果,也就是默认孩子已获得授权,可独立进行手机操作。小编友情提醒,家长有责任监管未成年孩子的行为,同时要为授权孩子所做的行为负责。
声明:如本网转载稿及所用图片涉及版权等问题,请作者速来电来函联系。
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